Click here to read the Adams' Complaint in Intervention heard before Judge Margaret R. Hinkle July 23, 2009

Click here to read the Attorney Generals' and Option One's Opposition

Click here to read Adams' 77-page Timeline of Events

Click here to read Adams' Discovery Motion

Click here to read other documents filed with the Adams' Complaint in Intervention

Click here to read Judge Ralph D. Gants Preliminary Injuction November 10, 2008

Click here to read the Attorney General's Complaint against Option One Mortgage Corporation June 3, 2008

Click here to read the Adams' Motion regarding the missing paper numbering of the documents

First-time homebuyers, Adams', file Complaint in Intervention in Attorney General's Action against Option One Mortgage Corp., Opposed by the Massachusetts Attorney General:

As a result of undisclosed pre-existing environmental contamination issues, Adams' have fallen prey to aggressive "Toxic Predatory Lenders".
These unconscionable lenders lured the unsuspecting Adams' into a 30-year contract knowing the Adams' were likely to experience chronic toxicity due to long-term exposure; likely result in devastating illness, followed by crushing financial burden, and an inability to repay the loan.

Massachusetts Attorney General refuses to investigate or take enforcement action on any of Adams' claims, ongoing since 2006.

By systematically profiling and targeting "Toxic Towns", the "Toxic Predatory Lenders" then use loopholes in the law to foreclose on the property and recover the amount of the loan, interest and principal payments, reaping a windfall of profit at the expense of their own client, the unsuspecting first-time homebuyer.

Unfortunately, the Adams' are not unique. Similar stories can be told with respect to hundreds, perhaps thousands, of Massachusetts borrowers who have fallen victim to these unscrupulous "Toxic Predatory Lenders".

Adams' filed a motion with Judge Ralph D. Gants in an attempt to determine exactly who to serve?

Adams' filed a motion with Judge Margaret R. Hinkle regarding the Perjury by the Attorneys' filings.

Adams' Servicemembers Civil Relief Act Foreclosure, filed August 11, 2006, is "On Hold, Indefinitely" and "Still Pending"

The Defendants' continuous acts include a frivolous foreclosure complaint in Land Court, Boston, in Suffolk County, (#327829) on August 11, 2006 by Korde &Associates, P.C. representing "Wells Fargo Bank N.A. as Trustee for Pooling and Servicing Agreement Option One Mortgage Loan Trust 2004-1 Asset-Backed Certificates, Series 2004-1, the present holder of the Adams' mortgage to Option One Mortgage Corporation dated October 31, 2003" and Option One Mortgage Corporation was the only mortgagee filed at the Registry of Deeds, notWells Fargo Bank N.A., for the Adams' property at the time of filing, and the Superior Court has jurisdiction over the processing of mortgage foreclosure cases.

The Defendants' continuous acts include a frivolous April 15, 2008 Registry of Deeds filing alleging an August 21, 2006 Assignment of Mortgage from Option One Mortgage Corporation toWells Fargo Bank, N.A., and this Assignment of Mortgage is the subject matter of the pending foreclosure complaint in Land Court, Boston, in Suffolk County, (#327829) filed by Korde &Associates P.C. in the Land Court, Boston, in Suffolk County, and the Superior Court has jurisdiction over the processing of mortgage foreclosure cases.

Adams' report "lawful" Gang Activity by state and local political officials to the United States Attorney's Office in Boston. Click here to read the U.S. Attorney complaint
(13 MB PDF)

Adams' filed a complaint on August 18, 2008 in-hand to Michael McKenzie, Regional Security Specialist, office of United States Attorney Michael J. Sullivan, United States District Court, District of Massachusetts (Boston), John Joseph Moakley United States Courthouse, 1 Courthouse Way, Boston, MA 02210, reporting State and Ashburnham Town Officials Acts in Violation of the RICO Act (Racketeer Influenced and Corrupt Organizations Act, 18 U.S.C. § 1961-1968)

Ongoing criminal activities spanning an 8 year period, demonstrate above and beyond a reasonable doubt, a pattern of true criminal behavior including obstruction of justice, violations of mail fraud and Internet threats, and numerous criminal schemes perpetrated upon the Adams', who continue to be Criminally Victimized by a group of state and local officials who operate as "lawful gang members", and Adams' have uncovered numerous facts which have been fraudulently and intentionally concealed to them, resulting in threats of bodily injury and bodily injury to a child.

Police violate Ku Klux Klan Act and 4th Amendment Constitutional Rights -- and Adams' are denied their constutional right to an attorney and the right to question their accusers in upcoming October 14, 2008 Trial

Adams' are Denied their Constitutional Right to an Attorney in Criminal Trial scheduled for October 14, 2008
The false allegations of "Larceny of Town Water" criminal charges against the Adams' are a result of Ashburnham Police Sgt. Todd C. Parsons and officers Kevin Ahearn and Kevin Kaddy acting inviolation of the "Ku Klux Klan Act", 42 S.S.C. § 1983 Civil Rights Act invoked whenever a state or local government official violates a federally guaranteed right -- in this case the Fourth Amendment's protection against unreasonable search and seizure, U.S. Const. am. 4. The Ashburnham Police Officers acted under color of state law acting outside the scope of their authority, without a legal warrant, and entered the Adams' property to shut off their water supply without proof of ownership, as there is no contract, illegal installation allowed by town officials, and no municipal easements filed at the Worcester North District Registry of Deeds in Fitchburg, MA.

At a July 31, 2008 hearing in Fitchburg Superior Court, Judge Andrew L. Mandell refused the Adams' the right to subpoena their accusers -- the alleged "victims" Ashburnham Water Department Commissioners -- in particular two individuals whose names are related to those appearing on the illegal gambling pool the Adams' had previously reported to the Worcester County District Attorney's Office. Although these unfounded charges of "theft of water services" are criminal charges which can carry up to a year in jail, at the July 28, 2008 hearing Judge Mandell stated on record that "You are NOT getting an Attorney."

Click here to read more about the Adams' charged with Larceny of Town Water.

Click here for a timeline of more information about the septic system issues at 57 Fitchburg Road, Ashburnham, MA in Worcester County, North Central Massachusetts.

The 10-acre property on Winchendon Road (Map 21 Parcel 40C) in Ashburnham, MA, commonly known as "Kevin's Pit", has been town owned property for decades.

Thousands of yards of construction debris, asphalt, bricks, concrete block pieces, chunks of blacktop, pieces of rubber and broken glass, crushed metal drums, lumber, pipes, railroad ties, foul-smelling bacteria-ridden gray stone, black sludge, parts of a broken d-box and discolored gray leach field dirt from another used septic system, and contaminated Brownfield dirt -- were intentionally put into the breakout and capping of the Adams' septic system by installer and Ashburnham town official Kevin Lashua. At that time, Kevin Lashua had been the Assistant Building Inspector in the Town of Ashburnham for a number of years -- without the proper credentials -- and as a property abutter this was a conflict of interest.

Adams' had attempted to obtain regulatory approval for removal of the contaminated dirt in their septic system pursuant to a Worcester Superior Court Order by Judge John T. Lu. At the May 7, 2007 meeting, Ashburnham Town Counsel Attorney C. Deborah Phillips, Nickless & Phillips, 625 Main Street, Fitchburg, MA, and the Ashburnham Board of Health members denied the approval and continue to refuse to allow the toxic material to be removed. The Adams' have been threatened with charges carrying "life in prison" if they remove this contaminated fill off their property. Adams' filed a petition to try to finally resolve these ongoing criminal issues with state and local officials, and Judge Lu took "No Action".

Kevin A. Lashua, Bill's Sewer Service Inc., 79 Fitchburg Road, Ashburnham, MA 978-827-5520 is a licensed MassDEP (Massachusetts Department of Environmental Protection) septic system inspector #523 and Ashburnham Municipal Light Plant Commissioner. Kenneth F. Malo Jr. is a licensed MassDEP septic system inspector #4232 for Bill's Sewer Service, 15 Bashaw Road, Sutton, MA 508-865-5958.

Nashoba Board of Health Agent Jim Garreffi had ordered Kevin Lashua to remove a portion of the contaminated fill (17 truckloads), leaving the remaining contaminated waste in the Adams' septic system, and on December 12-13, 2000, Adams' videotaped the contaminated fill allowed to be removed from their property by Ken Malo, and deposited on a 10-acre property on Winchendon Road (Map 21 Parcel 40C) commonly known as "Kevin's Pit". Adams' recently discovered that "Kevin's Pit" has been a municipal-owned property for decades! Documentation proves state and local officials knew this years ago -- concealed that fact -- and continue to aid and abet this "bacterial serial killer".

On February 1, 2007, DEP conducted a site inspection at "Kevin's Pit". Present were Mike Penny from DEP, John J. Ostrosky from DEP, Environmental Police Officer Paul Norton, and Jim Garreffi, Director of Nashoba Associated Boards of Health. According to DEP records, there was 50-75 tires and solid waste, DEP issued a non-compliance notice, but no Order and no Sanctions were issued against Kevin Lashua by the Town of Ashburnham officials who continue to allow this illegal activity on town-owned property.

Adams' reported the illegal gambling pool with illegal payoffs being run in town hall by 22 public officials and posted on the Internet to:
1) Ashburnham Police Sergeant Robert C. Brennan Jr.
2) Ashburnham Police Chief Loring Barrett Jr.
3) Westminster Police Chief Salvatore Albert
4) Massachusetts State Police Detective David Napolitano
5) Mass. State Police Lt. Rick McKeon

January 17, 2006 through June 11, 2007
Adams' brought authenticated documentation regarding the illegal gambling pool by 22 public officials and ongoing environmental contamination issues in violation of 45 local, state, and federal laws to the attention of:
1) State Police Trooper Joseph King, Massachusetts Attorney General's office
2) State Police Trooper Brian O'Reardon, Mass. Attorney General's office
3) Worcester County District Attorney Michael G. Salloum
4) Mike Fowler from Massachusetts Attorney General's office
5) U.S. Attorney Michael J. Sullivan (phone call only)
6) U.S. Attorney Michael Sullivan's paralegal Patty Carlozzi (phone call only)
7) U.S. Attorney Brian Kelly, Chief of Public Corruption (phone call only)
8) Ashburnham Police Chief Lorring Barrett Jr.
9) Angela at the District Attorney's Office in Winchendon Court
10) Nora Chorover from Massachusetts Attorney General's office
11) State Senator Stephen M. Brewer
12) John A. Grossman, Assistant Attorney General Chief, Corruption,
       Fraud & Computer Crime Division, Massachusetts Attorney General's office
13) Ashburnham Town Administrator Kevin E. Paicos
14) Sgt. Patrick Haley from Massachusetts Attorney General's office
15) Environmental Officer Chris Baker from Massachusetts Attorney General's office
16) Paul J. Molloy, Assistant Attorney General Chief, Environmental Crimes Strike Force
       from Massachusetts Attorney General's office
17) FBI Special Agent Al Lamoreaux, FBI Office in Hudson, Massachusetts
18) Massachusetts State Police Detective Unit in Auburn, Massachusetts:
       State Police Trooper Nick Nason, Trooper Cravedi, Sgt. Dan Richard, Lt. Richard McKeon, Lt. Patrick Lahey
19) Massachusetts Superior Court Judge John T. Lu

Still "No Action" has been taken taken.

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Last updated
7-23-09

For more information contact Mothers Against Toxic Towns via Email.